IFSC Code of Axis Bank, Bhabhua, Bhabua, Bihar- UTIB0001632

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Bhabhua branch in Kaimur, Bhabua, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Kaimur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0001632. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bhabhua, Kaimur

Here are some of the key details that come with the IFSC Code UTIB0001632 of Axis Bank for its branch located in Kaimur, within the district of Bhabua in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kaimur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001632 for the Bhabhua branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bhabhua, Kaimur, Bihar, is provided with a unique IFSC like UTIB0001632 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kaimur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kaimur and Bhabua.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Bhabhua do not get mixed with another location.

Format of the IFSC Code UTIB0001632

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhabhua in Kaimur.

For example, the IFSC Code UTIB0001632 of Axis Bank for the Bhabhua branch includes these elements, identifying the bank and the branch location in Kaimur and Bihar accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001632 of Axis Bank for its Bhabhua branch located in Kaimur, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kaimur and Bhabua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Bhabhua or Kaimur to get the exact IFSC Code UTIB0001632.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kaimur, then it will provide you proper information.

How to Use IFSC Code UTIB0001632 for Online Transfers?

If you have the IFSC Code UTIB0001632 for the Bhabhua branch of Axis Bank in Kaimur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001632. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001632.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Bhabhua in Kaimur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bhabhua, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kaimur manage online transfers as well as cheque clearances with ease.