IFSC Code of Axis Bank, The Mandvi Mercantile Coop Bank Ltd, Mandvi, Gujarat- UTIB0SMMCB1

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Mandvi Mercantile Coop Bank Ltd branch in Kachchh, Mandvi, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0SMMCB1. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Mandvi Mercantile Coop Bank Ltd, Kachchh

Here are the main details that are associated with the IFSC Code UTIB0SMMCB1 of Axis Bank for its branch located in Kachchh, within the district of Mandvi in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Axis Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SMMCB1 for the The Mandvi Mercantile Coop Bank Ltd branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Mandvi Mercantile Coop Bank Ltd, Kachchh, Gujarat, is provided with a unique IFSC like UTIB0SMMCB1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Kachchh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kachchh and Mandvi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in The Mandvi Mercantile Coop Bank Ltd do not get mixed with another location.

Format of the IFSC Code UTIB0SMMCB1

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Mandvi Mercantile Coop Bank Ltd in Kachchh.

For example, the IFSC Code UTIB0SMMCB1 of Axis Bank for the The Mandvi Mercantile Coop Bank Ltd branch has these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SMMCB1 of Axis Bank for its The Mandvi Mercantile Coop Bank Ltd branch located in Kachchh, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kachchh and Mandvi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for The Mandvi Mercantile Coop Bank Ltd or Kachchh to get the exact IFSC Code UTIB0SMMCB1.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kachchh, then it will provide you proper information.

How to Use IFSC Code UTIB0SMMCB1 for Online Transfers?

If you have the IFSC Code UTIB0SMMCB1 for the The Mandvi Mercantile Coop Bank Ltd branch of Axis Bank in Kachchh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SMMCB1. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SMMCB1.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank The Mandvi Mercantile Coop Bank Ltd in Kachchh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Mandvi Mercantile Coop Bank Ltd, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kachchh to handle online money transfers and get their cheques cleared smoothly.