The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Jail Road Jorhat branch in Jorhat, Jorhat, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0003314. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Jail Road Jorhat, Jorhat
Here are the key points that are associated with the IFSC Code UTIB0003314 of Axis Bank for its branch located in Jorhat, within the district of Jorhat in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003314 |
| Branch | Jail Road Jorhat |
| City | Jorhat |
| District | Jorhat |
| State | Assam |
| Address | Ground Floor Ward No15 At Jail Road K B Road Jorhat Assam Pin 785001 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Jorhat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003314 for the Jail Road Jorhat branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jail Road Jorhat, Jorhat, Assam, are allotted a unique IFSC like UTIB0003314 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jorhat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jorhat and Jorhat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Jail Road Jorhat reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UTIB0003314
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jail Road Jorhat in Jorhat.
For example, the IFSC Code UTIB0003314 of Axis Bank for the Jail Road Jorhat branch includes these elements, identifying the bank and the branch location in Jorhat and Assam correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003314 of Axis Bank for its Jail Road Jorhat branch located in Jorhat, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Jorhat and Jorhat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Jail Road Jorhat or Jorhat to find the exact IFSC Code UTIB0003314.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Jorhat will provide accurate information.
How to Use IFSC Code UTIB0003314 for Online Transfers?
Once you have the IFSC Code UTIB0003314 for the Jail Road Jorhat branch of Axis Bank in Jorhat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003314. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003314.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jail Road Jorhat in Jorhat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jail Road Jorhat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jorhat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003314.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Ward No15 At Jail Road K B Road Jorhat Assam Pin 785001 located in Jorhat, Jorhat, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
