For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Panipat Urban Co Op Bank Ltd branch in Jind, Jind, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Jind or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0SPUC12. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Panipat Urban Co Op Bank Ltd, Jind
Here are some of the key details that come with the IFSC Code UTIB0SPUC12 of Axis Bank for its branch located in Jind, within the district of Jind in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SPUC12 |
| Branch | The Panipat Urban Co Op Bank Ltd |
| City | Jind |
| District | Jind |
| State | Haryana |
| Address | Jind Branch, Pincode _X0013_ 126102 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Jind for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SPUC12 for the The Panipat Urban Co Op Bank Ltd branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Panipat Urban Co Op Bank Ltd, Jind, Haryana, is provided a unique IFSC like UTIB0SPUC12 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Jind.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jind and Jind.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in The Panipat Urban Co Op Bank Ltd do not get misguided to another person.
Format of the IFSC Code UTIB0SPUC12
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Panipat Urban Co Op Bank Ltd in Jind.
For example, the IFSC Code UTIB0SPUC12 of Axis Bank for the The Panipat Urban Co Op Bank Ltd branch has these elements, identifying the bank and the branch location in Jind and Haryana correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0SPUC12 of Axis Bank for its The Panipat Urban Co Op Bank Ltd branch located in Jind, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Jind and Jind, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for The Panipat Urban Co Op Bank Ltd or Jind to get the exact IFSC Code UTIB0SPUC12.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jind, then it will provide you proper information.
How to Use IFSC Code UTIB0SPUC12 for Online Transfers?
If you have the IFSC Code UTIB0SPUC12 for the The Panipat Urban Co Op Bank Ltd branch of Axis Bank in Jind, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SPUC12. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SPUC12.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank The Panipat Urban Co Op Bank Ltd in Jind, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Panipat Urban Co Op Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jind manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SPUC12.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jind Branch, Pincode _X0013_ 126102 located in Jind, Jind, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.