Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Safidon branch in Jind, Safidon, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Jind or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0001060. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Safidon, Jind

Here are some of the key details that come with the IFSC Code UTIB0001060 of Axis Bank for its branch located in Jind, within the district of Safidon in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001060
Branch Safidon
City Jind
District Safidon
State Haryana
Address Khasra No.406/1, 404, 402/1, Ward No. 9, Railway Road , Near Mandi, Safidon, Dist. Jind, Haryana, Pin 126112

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Jind for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001060 for the Safidon branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001060 is given to every bank branch, including Axis Bank located in Safidon, Jind, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jind.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jind and Safidon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Safidon doesn't end up at another location.

Format of the IFSC Code UTIB0001060

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Safidon in Jind.

For example, the IFSC Code UTIB0001060 of Axis Bank for the Safidon branch has these elements, identifying the bank and the branch location in Jind and Haryana correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001060 of Axis Bank for its Safidon branch located in Jind, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Jind and Safidon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Safidon or Jind to find the exact IFSC Code UTIB0001060.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Jind will provide accurate information.

How to Use IFSC Code UTIB0001060 for Online Transfers?

Once you have the IFSC Code UTIB0001060 for the Safidon branch of Axis Bank in Jind, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001060. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001060.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Safidon in Jind may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Safidon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jind manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Safidon, Jind?

The IFSC Code is UTIB0001060.

Is the IFSC Code UTIB0001060 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Safidon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Safidon branch?

The address of the branch is Khasra No.406/1, 404, 402/1, Ward No. 9, Railway Road , Near Mandi, Safidon, Dist. Jind, Haryana, Pin 126112 located in Jind, Safidon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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