There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Garhi branch in Jind, Narwana, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Jind or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UTIB0002380. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Garhi, Jind

Here are the main details that are associated with the IFSC Code UTIB0002380 of Axis Bank for its branch located in Jind, within the district of Narwana in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002380
Branch Garhi
City Jind
District Narwana
State Haryana
Address Ground Floor,Khewat No. 153, Khatauni No. 197, Khasra No. 107 (1-0), Village Garhi, Tehsil Narwana, District Jind, Haryana 126116

These details help users in online banking and for businesses and individuals who use Axis Bank in Jind for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002380 for the Garhi branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Garhi, Jind, Haryana, is provided with a unique IFSC like UTIB0002380 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jind.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jind and Narwana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Garhi do not get mixed with another location.

Format of the IFSC Code UTIB0002380

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garhi in Jind.

For example, the IFSC Code UTIB0002380 of Axis Bank for the Garhi branch includes these elements, identifying the bank and the branch location in Jind and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002380 of Axis Bank for its Garhi branch located in Jind, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Jind and Narwana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Garhi or Jind to get the exact IFSC Code UTIB0002380.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jind, then it will provide you proper information.

How to Use IFSC Code UTIB0002380 for Online Transfers?

Once you have the IFSC Code UTIB0002380 for the Garhi branch of Axis Bank in Jind, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002380. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002380.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Garhi in Jind, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Garhi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jind to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Garhi, Jind?

The IFSC Code is UTIB0002380.

Is the IFSC Code UTIB0002380 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Garhi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Garhi branch?

The address of the branch is Ground Floor,Khewat No. 153, Khatauni No. 197, Khasra No. 107 (1-0), Village Garhi, Tehsil Narwana, District Jind, Haryana 126116 located in Jind, Narwana, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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