There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jhunjhunu branch in Jhunjhunu, Jhunjhunu, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Jhunjhunu or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UTIB0000853. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jhunjhunu, Jhunjhunu

Here are some of the key details that come with the IFSC Code UTIB0000853 of Axis Bank for its branch located in Jhunjhunu, within the district of Jhunjhunu in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000853
Branch Jhunjhunu
City Jhunjhunu
District Jhunjhunu
State Rajasthan
Address ┬Ôkamal Heights┬Ö, Modi Road Near District Library, Jhunjhunu Rajasthan, Pin 333000

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Jhunjhunu for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000853 for the Jhunjhunu branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Jhunjhunu, Jhunjhunu, Rajasthan, is provided a unique IFSC like UTIB0000853 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Jhunjhunu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jhunjhunu and Jhunjhunu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Jhunjhunu do not get misguided to another person.

Format of the IFSC Code UTIB0000853

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhunjhunu in Jhunjhunu.

For example, the IFSC Code UTIB0000853 of Axis Bank for the Jhunjhunu branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000853 of Axis Bank for its Jhunjhunu branch located in Jhunjhunu, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Jhunjhunu and Jhunjhunu, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Jhunjhunu or Jhunjhunu to get the exact IFSC Code UTIB0000853.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jhunjhunu, you'll get the correct details.

How to Use IFSC Code UTIB0000853 for Online Transfers?

Once you have the IFSC Code UTIB0000853 for the Jhunjhunu branch of Axis Bank in Jhunjhunu, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000853. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000853.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Jhunjhunu in Jhunjhunu may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jhunjhunu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jhunjhunu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Jhunjhunu, Jhunjhunu?

The IFSC Code is UTIB0000853.

Is the IFSC Code UTIB0000853 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Jhunjhunu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jhunjhunu branch?

The address of the branch is ┬Ôkamal Heights┬Ö, Modi Road Near District Library, Jhunjhunu Rajasthan, Pin 333000 located in Jhunjhunu, Jhunjhunu, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.