IFSC Code of Axis Bank, Jaigaon, Jaygaon, West Bengal- UTIB0001583

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Jaigaon branch in Jalpaiguri, Jaygaon, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0001583. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jaigaon, Jalpaiguri

Here are the key points that are associated with the IFSC Code UTIB0001583 of Axis Bank for its branch located in Jalpaiguri, within the district of Jaygaon in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Jalpaiguri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001583 for the Jaigaon branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Jaigaon, Jalpaiguri, West Bengal, is provided with a unique IFSC like UTIB0001583 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Jalpaiguri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Jalpaiguri and Jaygaon.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Jaigaon do not get mixed with another location.

Format of the IFSC Code UTIB0001583

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaigaon in Jalpaiguri.

For example, the IFSC Code UTIB0001583 of Axis Bank for the Jaigaon branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001583 of Axis Bank for its Jaigaon branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Jalpaiguri and Jaygaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Jaigaon or Jalpaiguri to get the exact IFSC Code UTIB0001583.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jalpaiguri, you'll get the correct details.

How to Use IFSC Code UTIB0001583 for Online Transfers?

Once you have the IFSC Code UTIB0001583 for the Jaigaon branch of Axis Bank in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001583. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001583.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Jaigaon in Jalpaiguri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jaigaon, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.