For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Alipurduar branch in Jalpaiguri, Alipur Duar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0000729. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Alipurduar, Jalpaiguri

Here are some of the key details that come with the IFSC Code UTIB0000729 of Axis Bank for its branch located in Jalpaiguri, within the district of Alipur Duar in the state of West Bengal.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000729
Branch Alipurduar
City Jalpaiguri
District Alipur Duar
State West Bengal
Address Alipurduar Chowpothy Near A.P.D. Welfare Office B.F. Road, Po Ps Alipurduar Dist Jalpaiguri, Pin 736121, West Bengal

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Jalpaiguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000729 for the Alipurduar branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Alipurduar, Jalpaiguri, West Bengal, is provided with a unique IFSC like UTIB0000729 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalpaiguri and Alipur Duar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Alipurduar do not get mixed with another location.

Format of the IFSC Code UTIB0000729

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alipurduar in Jalpaiguri.

For example, the IFSC Code UTIB0000729 of Axis Bank for the Alipurduar branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0000729 of Axis Bank for its Alipurduar branch located in Jalpaiguri, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Jalpaiguri and Alipur Duar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Alipurduar or Jalpaiguri to find the exact IFSC Code UTIB0000729.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Jalpaiguri will provide accurate information.

How to Use IFSC Code UTIB0000729 for Online Transfers?

Once you have the IFSC Code UTIB0000729 for the Alipurduar branch of Axis Bank in Jalpaiguri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000729. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000729.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Alipurduar in Jalpaiguri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Alipurduar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Alipurduar, Jalpaiguri?

The IFSC Code is UTIB0000729.

Is the IFSC Code UTIB0000729 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Alipurduar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alipurduar branch?

The address of the branch is Alipurduar Chowpothy Near A.P.D. Welfare Office B.F. Road, Po Ps Alipurduar Dist Jalpaiguri, Pin 736121, West Bengal located in Jalpaiguri, Alipur Duar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.