IFSC Code of Axis Bank, New Jawahar Nagar Branch, Jalandhar, Punjab- UTIB0005401

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its New Jawahar Nagar Branch branch in Jalandhar, Jalandhar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0005401. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, New Jawahar Nagar Branch, Jalandhar

The table below shows the main details of the IFSC Code UTIB0005401 for the Axis Bank branch in Jalandhar, which falls under the Jalandhar district in Punjab.

These details help users in online banking and for businesses and individuals who use Axis Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005401 for the New Jawahar Nagar Branch branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in New Jawahar Nagar Branch, Jalandhar, Punjab, is provided a unique IFSC like UTIB0005401 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Jalandhar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in New Jawahar Nagar Branch do not get misguided to another person.

Format of the IFSC Code UTIB0005401

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like New Jawahar Nagar Branch in Jalandhar.

For example, the IFSC Code UTIB0005401 of Axis Bank for the New Jawahar Nagar Branch branch has these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005401 of Axis Bank for its New Jawahar Nagar Branch branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for New Jawahar Nagar Branch or Jalandhar to get the exact IFSC Code UTIB0005401.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jalandhar, you'll get the correct details.

How to Use IFSC Code UTIB0005401 for Online Transfers?

Once you have the IFSC Code UTIB0005401 for the New Jawahar Nagar Branch branch of Axis Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005401. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005401.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank New Jawahar Nagar Branch in Jalandhar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in New Jawahar Nagar Branch, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.