For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Jaisalmer branch in Jaisalmer, Jaisalmer, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Jaisalmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0002447. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jaisalmer, Jaisalmer

Below in the table are the key details related to IFSC Code UTIB0002447 of Axis Bank for its branch located in Jaisalmer, within the district of Jaisalmer in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002447
Branch Jaisalmer
City Jaisalmer
District Jaisalmer
State Rajasthan
Address Ground Floor, Plot No.655, Ward No.2, Hotel Vrinda Palace, Near Fort 1St Gate, Shiv Road, Jaisalmer,Dist.Jaisalmer, Rajasthan, Pin 345001

These details helps users in online banking and for businesses and individuals who use Axis Bank in Jaisalmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002447 for the Jaisalmer branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jaisalmer, Jaisalmer, Rajasthan, are given a unique IFSC like UTIB0002447 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jaisalmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jaisalmer and Jaisalmer.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Jaisalmer goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0002447

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaisalmer in Jaisalmer.

For example, the IFSC Code UTIB0002447 of Axis Bank for the Jaisalmer branch includes these elements, identifying the bank and the branch location in Jaisalmer and Rajasthan correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002447 of Axis Bank for its Jaisalmer branch located in Jaisalmer, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Jaisalmer and Jaisalmer, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Jaisalmer or Jaisalmer to get the exact IFSC Code UTIB0002447.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Jaisalmer that will provide accurate information.

How to Use IFSC Code UTIB0002447 for Online Transfers?

Once you have the IFSC Code UTIB0002447 for the Jaisalmer branch of Axis Bank in Jaisalmer, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002447. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002447.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jaisalmer in Jaisalmer, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jaisalmer, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaisalmer to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Jaisalmer Jaisalmer?

The IFSC Code of the Jaisalmer Jaisalmer branch is UTIB0002447.

Is IFSC Code UTIB0002447 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Jaisalmer branch?

The branch is located at Ground Floor, Plot No.655, Ward No.2, Hotel Vrinda Palace, Near Fort 1St Gate, Shiv Road, Jaisalmer,Dist.Jaisalmer, Rajasthan, Pin 345001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.