The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Vidhyadhar Nagar, Jaipur branch in Jaipur, Jaipur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0000789. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Vidhyadhar Nagar, Jaipur, Jaipur

The table below shows the main details of the IFSC Code UTIB0000789 for the Axis Bank branch in Jaipur, which falls under the Jaipur district in Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000789
Branch Vidhyadhar Nagar, Jaipur
City Jaipur
District Jaipur
State Rajasthan
Address Basement & Ground Floor, A 8 Rama Heritage Building Central Spine, Vidhyadhar Nagar Jaipur, Rajasthan, Pin 302012

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Jaipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000789 for the Vidhyadhar Nagar, Jaipur branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000789 is given to every bank branch, including Axis Bank located in Vidhyadhar Nagar, Jaipur, Jaipur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jaipur and Jaipur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Vidhyadhar Nagar, Jaipur doesn't end up at another location.

Format of the IFSC Code UTIB0000789

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vidhyadhar Nagar, Jaipur in Jaipur.

For example, the IFSC Code UTIB0000789 of Axis Bank for the Vidhyadhar Nagar, Jaipur branch includes these elements, identifying the bank and the branch location in Jaipur and Rajasthan correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0000789 of Axis Bank for its Vidhyadhar Nagar, Jaipur branch located in Jaipur, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Jaipur and Jaipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Vidhyadhar Nagar, Jaipur or Jaipur to find the exact IFSC Code UTIB0000789.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Jaipur will provide accurate information.

How to Use IFSC Code UTIB0000789 for Online Transfers?

If you have the IFSC Code UTIB0000789 for the Vidhyadhar Nagar, Jaipur branch of Axis Bank in Jaipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000789. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000789.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Vidhyadhar Nagar, Jaipur in Jaipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Vidhyadhar Nagar, Jaipur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jaipur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Vidhyadhar Nagar, Jaipur, Jaipur?

The IFSC Code is UTIB0000789.

Is the IFSC Code UTIB0000789 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Vidhyadhar Nagar, Jaipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vidhyadhar Nagar, Jaipur branch?

The address of the branch is Basement & Ground Floor, A 8 Rama Heritage Building Central Spine, Vidhyadhar Nagar Jaipur, Rajasthan, Pin 302012 located in Jaipur, Jaipur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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