Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Chitrakoot branch in Jaipur, Jaipur, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Jaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0004437. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Chitrakoot, Jaipur

Here are the key points that are associated with the IFSC Code UTIB0004437 of Axis Bank for its branch located in Jaipur, within the district of Jaipur in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004437
Branch Chitrakoot
City Jaipur
District Jaipur
State Rajasthan
Address Ground Floor Plot No. B 1/6 Chitrakoot Scheme,Sector 1,Gandhi Path,Jaipur 302021

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Jaipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0004437 for the Chitrakoot branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chitrakoot, Jaipur, Rajasthan, are given a unique IFSC like UTIB0004437 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jaipur and Jaipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Chitrakoot goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004437

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chitrakoot in Jaipur.

For example, the IFSC Code UTIB0004437 of Axis Bank for the Chitrakoot branch includes these elements, identifying the bank and the branch location in Jaipur and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004437 of Axis Bank for its Chitrakoot branch located in Jaipur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Jaipur and Jaipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Chitrakoot or Jaipur to get the exact IFSC Code UTIB0004437.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jaipur, you'll get the correct details.

How to Use IFSC Code UTIB0004437 for Online Transfers?

Once you have the IFSC Code UTIB0004437 for the Chitrakoot branch of Axis Bank in Jaipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004437. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004437.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Chitrakoot in Jaipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Chitrakoot, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Chitrakoot, Jaipur?

The IFSC Code is UTIB0004437.

Is the IFSC Code UTIB0004437 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Chitrakoot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chitrakoot branch?

The address of the branch is Ground Floor Plot No. B 1/6 Chitrakoot Scheme,Sector 1,Gandhi Path,Jaipur 302021 located in Jaipur, Jaipur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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