The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Khliehriat branch in Jaintia Hills, Khelerihat, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Jaintia Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UTIB0002209. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Khliehriat, Jaintia Hills

Here are the key points that are associated with the IFSC Code UTIB0002209 of Axis Bank for its branch located in Jaintia Hills, within the district of Khelerihat in the state of Meghalaya.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002209
Branch Khliehriat
City Jaintia Hills
District Khelerihat
State Meghalaya
Address Ground & 1St Floor,At Khlieh Wahiangaw, D.C. Office Road,Khliehriat East, Dist.Jaintia Hills,Meghalaya, Pin 793200

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Jaintia Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002209 for the Khliehriat branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002209 is given to every bank branch, including Axis Bank located in Khliehriat, Jaintia Hills, Meghalaya, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jaintia Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jaintia Hills and Khelerihat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Meghalaya and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Khliehriat doesn't end up at another location.

Format of the IFSC Code UTIB0002209

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khliehriat in Jaintia Hills.

For example, the IFSC Code UTIB0002209 of Axis Bank for the Khliehriat branch has these elements, identifying the bank and the branch location in Jaintia Hills and Meghalaya correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002209 of Axis Bank for its Khliehriat branch located in Jaintia Hills, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Jaintia Hills and Khelerihat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Khliehriat or Jaintia Hills to get the exact IFSC Code UTIB0002209.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jaintia Hills, then it will provide you proper information.

How to Use IFSC Code UTIB0002209 for Online Transfers?

Once you have the IFSC Code UTIB0002209 for the Khliehriat branch of Axis Bank in Jaintia Hills, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002209. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002209.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Khliehriat in Jaintia Hills may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Khliehriat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaintia Hills to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Khliehriat, Jaintia Hills?

The IFSC Code is UTIB0002209.

Is the IFSC Code UTIB0002209 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Khliehriat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khliehriat branch?

The address of the branch is Ground & 1St Floor,At Khlieh Wahiangaw, D.C. Office Road,Khliehriat East, Dist.Jaintia Hills,Meghalaya, Pin 793200 located in Jaintia Hills, Khelerihat, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.