For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Jowai branch in Jaintia Hills, Jowai, Meghalaya, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Jaintia Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UTIB0000852. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Jowai, Jaintia Hills
Below in the table are the key details related to IFSC Code UTIB0000852 of Axis Bank for its branch located in Jaintia Hills, within the district of Jowai in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000852 |
| Branch | Jowai |
| City | Jaintia Hills |
| District | Jowai |
| State | Meghalaya |
| Address | Lumsooiung, New Hill P.S. Jowai, Dist. Jaintia Hills Meghalaya, Pin 793150 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Jaintia Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000852 for the Jowai branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jowai, Jaintia Hills, Meghalaya, are allotted a unique IFSC like UTIB0000852 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jaintia Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jaintia Hills and Jowai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Jowai reaches the right place, even though there are thousands of branches in Meghalaya and across India.
Format of the IFSC Code UTIB0000852
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jowai in Jaintia Hills.
For example, the IFSC Code UTIB0000852 of Axis Bank for the Jowai branch includes these elements, identifying the bank and the branch location in Jaintia Hills and Meghalaya accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000852 of Axis Bank for its Jowai branch located in Jaintia Hills, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Jaintia Hills and Jowai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Jowai or Jaintia Hills to get the exact IFSC Code UTIB0000852.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jaintia Hills, then it will provide you proper information.
How to Use IFSC Code UTIB0000852 for Online Transfers?
If you have the IFSC Code UTIB0000852 for the Jowai branch of Axis Bank in Jaintia Hills, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000852. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000852.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Jowai in Jaintia Hills, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jowai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jaintia Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000852.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Lumsooiung, New Hill P.S. Jowai, Dist. Jaintia Hills Meghalaya, Pin 793150 located in Jaintia Hills, Jowai, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.