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IFSC Code of Axis Bank, Charminar (Hyderabad Old City), Hyderabad, Andhra Pradesh — UTIB0000192

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Charminar (Hyderabad Old City) branch in Hyderabad Urban, Hyderabad, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Hyderabad Urban or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0000192. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Charminar (Hyderabad Old City), Hyderabad Urban

Here are the main details that are associated with the IFSC Code UTIB0000192 of Axis Bank for its branch located in Hyderabad Urban, within the district of Hyderabad in the state of Andhra Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000192
Branch Charminar (Hyderabad Old City)
City Hyderabad Urban
District Hyderabad
State Andhra Pradesh
Address D.No.22-6-63/1, First Floor Gulzar House, Charminar

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Hyderabad Urban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000192 for the Charminar (Hyderabad Old City) branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Charminar (Hyderabad Old City), Hyderabad Urban, Andhra Pradesh, are allotted a unique IFSC like UTIB0000192 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hyderabad Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hyderabad Urban and Hyderabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Charminar (Hyderabad Old City) reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code UTIB0000192

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Charminar (Hyderabad Old City) in Hyderabad Urban.

For example, the IFSC Code UTIB0000192 of Axis Bank for the Charminar (Hyderabad Old City) branch includes these elements, identifying the bank and the branch location in Hyderabad Urban and Andhra Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000192 of Axis Bank for its Charminar (Hyderabad Old City) branch located in Hyderabad Urban, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Hyderabad Urban and Hyderabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Charminar (Hyderabad Old City) or Hyderabad Urban to get the exact IFSC Code UTIB0000192.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Hyderabad Urban that will provide accurate information.

How to Use IFSC Code UTIB0000192 for Online Transfers?

Once you have the IFSC Code UTIB0000192 for the Charminar (Hyderabad Old City) branch of Axis Bank in Hyderabad Urban, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000192. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000192.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Charminar (Hyderabad Old City) in Hyderabad Urban may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Charminar (Hyderabad Old City), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hyderabad Urban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Charminar (Hyderabad Old City), Hyderabad Urban?

The IFSC Code is UTIB0000192.

Is the IFSC Code UTIB0000192 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Charminar (Hyderabad Old City)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Charminar (Hyderabad Old City) branch?

The address of the branch is D.No.22-6-63/1, First Floor Gulzar House, Charminar located in Hyderabad Urban, Hyderabad, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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