IFSC Code of Axis Bank, Guptipara, Hooghly, West Bengal- UTIB0005421

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Guptipara branch in Hooghly, Hooghly, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0005421. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Guptipara, Hooghly

Here are the main details that are associated with the IFSC Code UTIB0005421 of Axis Bank for its branch located in Hooghly, within the district of Hooghly in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use Axis Bank in Hooghly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005421 for the Guptipara branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Guptipara, Hooghly, West Bengal, is provided a unique IFSC like UTIB0005421 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Hooghly.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Hooghly and Hooghly.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Guptipara do not get misguided to another person.

Format of the IFSC Code UTIB0005421

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guptipara in Hooghly.

For example, the IFSC Code UTIB0005421 of Axis Bank for the Guptipara branch includes these elements, identifying the bank and the branch location in Hooghly and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005421 of Axis Bank for its Guptipara branch located in Hooghly, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Hooghly and Hooghly, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Guptipara or Hooghly to get the exact IFSC Code UTIB0005421.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Hooghly, you'll get the correct details.

How to Use IFSC Code UTIB0005421 for Online Transfers?

Once you have the IFSC Code UTIB0005421 for the Guptipara branch of Axis Bank in Hooghly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005421. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005421.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Guptipara in Hooghly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Guptipara, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hooghly manage their online transfers and cheque clearances easily.