For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Chandernagore(West Bengal) branch in Hooghly, Chandannagar, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0000444. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Chandernagore(West Bengal), Hooghly
Below in the table are the key details related to IFSC Code UTIB0000444 of Axis Bank for its branch located in Hooghly, within the district of Chandannagar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000444 |
| Branch | Chandernagore(West Bengal) |
| City | Hooghly |
| District | Chandannagar |
| State | West Bengal |
| Address | United Nursing Home Co-Operative Society Ltd. Ground Floor,Barabazar |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Hooghly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000444 for the Chandernagore(West Bengal) branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chandernagore(West Bengal), Hooghly, West Bengal, are allotted a unique IFSC like UTIB0000444 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hooghly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hooghly and Chandannagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Chandernagore(West Bengal) reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UTIB0000444
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chandernagore(West Bengal) in Hooghly.
For example, the IFSC Code UTIB0000444 of Axis Bank for the Chandernagore(West Bengal) branch includes these elements, identifying the bank and the branch location in Hooghly and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0000444 of Axis Bank for its Chandernagore(West Bengal) branch located in Hooghly, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Hooghly and Chandannagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Chandernagore(West Bengal) or Hooghly to find the exact IFSC Code UTIB0000444.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Hooghly will provide accurate information.
How to Use IFSC Code UTIB0000444 for Online Transfers?
Once you have the IFSC Code UTIB0000444 for the Chandernagore(West Bengal) branch of Axis Bank in Hooghly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000444. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000444.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chandernagore(West Bengal) in Hooghly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Chandernagore(West Bengal), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hooghly manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chandernagore(West Bengal) Hooghly branch is UTIB0000444.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at United Nursing Home Co-Operative Society Ltd. Ground Floor,Barabazar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
