Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its The Hisar Central Cooperative Bank Ltd branch in Hisar, Hisar, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Hisar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0HCCB01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Hisar Central Cooperative Bank Ltd, Hisar
Here are some of the key details that come with the IFSC Code UTIB0HCCB01 of Axis Bank for its branch located in Hisar, within the district of Hisar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0HCCB01 |
| Branch | The Hisar Central Cooperative Bank Ltd |
| City | Hisar |
| District | Hisar |
| State | Haryana |
| Address | Railway Road - Hisar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Hisar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0HCCB01 for the The Hisar Central Cooperative Bank Ltd branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Hisar Central Cooperative Bank Ltd, Hisar, Haryana, is provided with a unique IFSC like UTIB0HCCB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Hisar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Hisar and Hisar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in The Hisar Central Cooperative Bank Ltd do not get mixed with another location.
Format of the IFSC Code UTIB0HCCB01
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Hisar Central Cooperative Bank Ltd in Hisar.
For example, the IFSC Code UTIB0HCCB01 of Axis Bank for the The Hisar Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Hisar and Haryana accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0HCCB01 of Axis Bank for its The Hisar Central Cooperative Bank Ltd branch located in Hisar, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Hisar and Hisar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for The Hisar Central Cooperative Bank Ltd or Hisar to find the exact IFSC Code UTIB0HCCB01.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Hisar will provide accurate information.
How to Use IFSC Code UTIB0HCCB01 for Online Transfers?
Once you have the IFSC Code UTIB0HCCB01 for the The Hisar Central Cooperative Bank Ltd branch of Axis Bank in Hisar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0HCCB01. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0HCCB01.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank The Hisar Central Cooperative Bank Ltd in Hisar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Hisar Central Cooperative Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hisar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0HCCB01.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Railway Road - Hisar located in Hisar, Hisar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.