For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Kheri Lochab branch in Hisar, Narnaund, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Hisar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0002295. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kheri Lochab, Hisar

Here are the key points that are associated with the IFSC Code UTIB0002295 of Axis Bank for its branch located in Hisar, within the district of Narnaund in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002295
Branch Kheri Lochab
City Hisar
District Narnaund
State Haryana
Address Ground Floor, Khasra No. 53//21(8-12), 68//1/1(1-16), 1/3/2 (0-11), Village Kheri Lochab, Tehsil Narnaund, Dist. Hisar Haryana, Pin- 125039

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Hisar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002295 for the Kheri Lochab branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kheri Lochab, Hisar, Haryana, is provided with a unique IFSC like UTIB0002295 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Hisar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hisar and Narnaund.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kheri Lochab do not get mixed with another location.

Format of the IFSC Code UTIB0002295

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kheri Lochab in Hisar.

For example, the IFSC Code UTIB0002295 of Axis Bank for the Kheri Lochab branch includes these elements, identifying the bank and the branch location in Hisar and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002295 of Axis Bank for its Kheri Lochab branch located in Hisar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Hisar and Narnaund, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kheri Lochab or Hisar to get the exact IFSC Code UTIB0002295.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Hisar, you'll get the correct details.

How to Use IFSC Code UTIB0002295 for Online Transfers?

If you have the IFSC Code UTIB0002295 for the Kheri Lochab branch of Axis Bank in Hisar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002295. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002295.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kheri Lochab in Hisar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Kheri Lochab, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hisar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Kheri Lochab Hisar?

The IFSC Code of the Kheri Lochab Hisar branch is UTIB0002295.

Is IFSC Code UTIB0002295 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Kheri Lochab branch?

The branch is located at Ground Floor, Khasra No. 53//21(8-12), 68//1/1(1-16), 1/3/2 (0-11), Village Kheri Lochab, Tehsil Narnaund, Dist. Hisar Haryana, Pin- 125039.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.