The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Hazaribagh, Jharkhand branch in Hazaribagh, Hazaribagh, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Hazaribagh or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTIB0000613. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Hazaribagh, Jharkhand, Hazaribagh
Below in the table are the key details related to IFSC Code UTIB0000613 of Axis Bank for its branch located in Hazaribagh, within the district of Hazaribagh in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000613 |
| Branch | Hazaribagh, Jharkhand |
| City | Hazaribagh |
| District | Hazaribagh |
| State | Jharkhand |
| Address | Plot No.509, Opp. Civil Court Nh 33, Hazaribag 825 301 Jharkhand |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Hazaribagh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000613 for the Hazaribagh, Jharkhand branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000613 is given to every bank branch, including Axis Bank located in Hazaribagh, Jharkhand, Hazaribagh, Jharkhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Hazaribagh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hazaribagh and Hazaribagh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Hazaribagh, Jharkhand doesn't end up at another location.
Format of the IFSC Code UTIB0000613
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hazaribagh, Jharkhand in Hazaribagh.
For example, the IFSC Code UTIB0000613 of Axis Bank for the Hazaribagh, Jharkhand branch includes these elements, identifying the bank and the branch location in Hazaribagh and Jharkhand accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0000613 of Axis Bank for its Hazaribagh, Jharkhand branch located in Hazaribagh, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Hazaribagh and Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Hazaribagh, Jharkhand or Hazaribagh to get the exact IFSC Code UTIB0000613.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Hazaribagh that will provide accurate information.
How to Use IFSC Code UTIB0000613 for Online Transfers?
Once you have the IFSC Code UTIB0000613 for the Hazaribagh, Jharkhand branch of Axis Bank in Hazaribagh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000613. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000613.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hazaribagh, Jharkhand in Hazaribagh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Hazaribagh, Jharkhand, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hazaribagh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000613.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No.509, Opp. Civil Court Nh 33, Hazaribag 825 301 Jharkhand located in Hazaribagh, Hazaribagh, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.