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IFSC Code of Axis Bank, The Haveri Urban Cooperative Bank, Haveri, Karnataka — UTIB0SUBHVR

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Haveri Urban Cooperative Bank branch in Haveri, Haveri, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Haveri or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SUBHVR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Haveri Urban Cooperative Bank, Haveri

Here are the key points that are associated with the IFSC Code UTIB0SUBHVR of Axis Bank for its branch located in Haveri, within the district of Haveri in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SUBHVR
Branch The Haveri Urban Cooperative Bank
City Haveri
District Haveri
State Karnataka
Address Melinpeth Haveri 581110

These details help users in online banking and for businesses and individuals who use Axis Bank in Haveri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SUBHVR for the The Haveri Urban Cooperative Bank branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SUBHVR is given to every bank branch, including Axis Bank located in The Haveri Urban Cooperative Bank, Haveri, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Haveri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Haveri and Haveri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in The Haveri Urban Cooperative Bank doesn't end up at another location.

Format of the IFSC Code UTIB0SUBHVR

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Haveri Urban Cooperative Bank in Haveri.

For example, the IFSC Code UTIB0SUBHVR of Axis Bank for the The Haveri Urban Cooperative Bank branch includes these elements, identifying the bank and the branch location in Haveri and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SUBHVR of Axis Bank for its The Haveri Urban Cooperative Bank branch located in Haveri, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Haveri and Haveri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for The Haveri Urban Cooperative Bank or Haveri to get the exact IFSC Code UTIB0SUBHVR.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Haveri, then it will provide you proper information.

How to Use IFSC Code UTIB0SUBHVR for Online Transfers?

Once you have the IFSC Code UTIB0SUBHVR for the The Haveri Urban Cooperative Bank branch of Axis Bank in Haveri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SUBHVR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SUBHVR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Haveri Urban Cooperative Bank in Haveri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Haveri Urban Cooperative Bank, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haveri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Haveri Urban Cooperative Bank, Haveri?

The IFSC Code is UTIB0SUBHVR.

Is the IFSC Code UTIB0SUBHVR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Haveri Urban Cooperative Bank?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Haveri Urban Cooperative Bank branch?

The address of the branch is Melinpeth Haveri 581110 located in Haveri, Haveri, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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