IFSC Code of Axis Bank, Shree Gajanan Urban Cooperative Bank, Byadgi, Karnataka — UTIB0SGUCBL

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Shree Gajanan Urban Cooperative Bank branch in Haveri, Byadgi, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Haveri or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0SGUCBL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Shree Gajanan Urban Cooperative Bank, Haveri

Here are the key points that are associated with the IFSC Code UTIB0SGUCBL of Axis Bank for its branch located in Haveri, within the district of Byadgi in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Haveri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SGUCBL for the Shree Gajanan Urban Cooperative Bank branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Shree Gajanan Urban Cooperative Bank, Haveri, Karnataka, are allotted a unique IFSC like UTIB0SGUCBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Haveri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Haveri and Byadgi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Shree Gajanan Urban Cooperative Bank reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0SGUCBL

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shree Gajanan Urban Cooperative Bank in Haveri.

For example, the IFSC Code UTIB0SGUCBL of Axis Bank for the Shree Gajanan Urban Cooperative Bank branch has these elements, identifying the bank and the branch location in Haveri and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SGUCBL of Axis Bank for its Shree Gajanan Urban Cooperative Bank branch located in Haveri, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Haveri and Byadgi, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Shree Gajanan Urban Cooperative Bank or Haveri to get the exact IFSC Code UTIB0SGUCBL.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Haveri, you'll get the correct details.

How to Use IFSC Code UTIB0SGUCBL for Online Transfers?

Once you have the IFSC Code UTIB0SGUCBL for the Shree Gajanan Urban Cooperative Bank branch of Axis Bank in Haveri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SGUCBL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SGUCBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shree Gajanan Urban Cooperative Bank in Haveri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Shree Gajanan Urban Cooperative Bank, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Haveri manage online transfers as well as cheque clearances with ease.