IFSC Code of Axis Bank, Shiggaon Urban Co-Operative Bank, Shiggaon, Karnataka — UTIB0S01SUB

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Shiggaon Urban Co-Operative Bank branch in Haveri, Shiggaon, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Haveri or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0S01SUB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Shiggaon Urban Co-Operative Bank, Haveri

Here are some of the key details that come with the IFSC Code UTIB0S01SUB of Axis Bank for its branch located in Haveri, within the district of Shiggaon in the state of Karnataka.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Haveri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0S01SUB for the Shiggaon Urban Co-Operative Bank branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Shiggaon Urban Co-Operative Bank, Haveri, Karnataka, are allotted a unique IFSC like UTIB0S01SUB to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Haveri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Haveri and Shiggaon.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Shiggaon Urban Co-Operative Bank reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0S01SUB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shiggaon Urban Co-Operative Bank in Haveri.

For example, the IFSC Code UTIB0S01SUB of Axis Bank for the Shiggaon Urban Co-Operative Bank branch has these elements, identifying the bank and the branch location in Haveri and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0S01SUB of Axis Bank for its Shiggaon Urban Co-Operative Bank branch located in Haveri, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Haveri and Shiggaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Shiggaon Urban Co-Operative Bank or Haveri to get the exact IFSC Code UTIB0S01SUB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Haveri, you'll get the correct details.

How to Use IFSC Code UTIB0S01SUB for Online Transfers?

If you have the IFSC Code UTIB0S01SUB for the Shiggaon Urban Co-Operative Bank branch of Axis Bank in Haveri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0S01SUB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0S01SUB.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Shiggaon Urban Co-Operative Bank in Haveri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Shiggaon Urban Co-Operative Bank, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Haveri manage online transfers as well as cheque clearances with ease.