Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Arsikere Urban Co Operative Bank Ltd branch in Hassan, Arsikere, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Hassan or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SAUCBL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Arsikere Urban Co Operative Bank Ltd, Hassan
Here are the main details that are associated with the IFSC Code UTIB0SAUCBL of Axis Bank for its branch located in Hassan, within the district of Arsikere in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SAUCBL |
| Branch | The Arsikere Urban Co Operative Bank Ltd |
| City | Hassan |
| District | Arsikere |
| State | Karnataka |
| Address | Hassan Road Arsikere 573103 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Hassan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SAUCBL for the The Arsikere Urban Co Operative Bank Ltd branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SAUCBL is given to every bank branch, including Axis Bank located in The Arsikere Urban Co Operative Bank Ltd, Hassan, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Hassan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hassan and Arsikere.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in The Arsikere Urban Co Operative Bank Ltd doesn't end up at another location.
Format of the IFSC Code UTIB0SAUCBL
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Arsikere Urban Co Operative Bank Ltd in Hassan.
For example, the IFSC Code UTIB0SAUCBL of Axis Bank for the The Arsikere Urban Co Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Hassan and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SAUCBL of Axis Bank for its The Arsikere Urban Co Operative Bank Ltd branch located in Hassan, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Hassan and Arsikere, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Arsikere Urban Co Operative Bank Ltd or Hassan to get the exact IFSC Code UTIB0SAUCBL.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Hassan, you'll get the correct details.
How to Use IFSC Code UTIB0SAUCBL for Online Transfers?
Once you have the IFSC Code UTIB0SAUCBL for the The Arsikere Urban Co Operative Bank Ltd branch of Axis Bank in Hassan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SAUCBL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SAUCBL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank The Arsikere Urban Co Operative Bank Ltd in Hassan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Arsikere Urban Co Operative Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hassan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SAUCBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hassan Road Arsikere 573103 located in Hassan, Arsikere, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.