Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Hassan District Coop Central Bank branch in Hassan, Hassan, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Hassan or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SHDCCB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Hassan District Coop Central Bank, Hassan

Here are some of the key details that come with the IFSC Code UTIB0SHDCCB of Axis Bank for its branch located in Hassan, within the district of Hassan in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SHDCCB
Branch Hassan District Coop Central Bank
City Hassan
District Hassan
State Karnataka
Address Near Hassan Club B M Road Hassan

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Hassan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SHDCCB for the Hassan District Coop Central Bank branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Hassan District Coop Central Bank, Hassan, Karnataka, are given a unique IFSC like UTIB0SHDCCB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hassan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hassan and Hassan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Hassan District Coop Central Bank goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0SHDCCB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hassan District Coop Central Bank in Hassan.

For example, the IFSC Code UTIB0SHDCCB of Axis Bank for the Hassan District Coop Central Bank branch includes these elements, identifying the bank and the branch location in Hassan and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SHDCCB of Axis Bank for its Hassan District Coop Central Bank branch located in Hassan, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Hassan and Hassan, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hassan District Coop Central Bank or Hassan to get the exact IFSC Code UTIB0SHDCCB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Hassan, you'll get the correct details.

How to Use IFSC Code UTIB0SHDCCB for Online Transfers?

Once you have the IFSC Code UTIB0SHDCCB for the Hassan District Coop Central Bank branch of Axis Bank in Hassan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SHDCCB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SHDCCB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hassan District Coop Central Bank in Hassan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Hassan District Coop Central Bank, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hassan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Hassan District Coop Central Bank, Hassan?

The IFSC Code is UTIB0SHDCCB.

Is the IFSC Code UTIB0SHDCCB permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Hassan District Coop Central Bank?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hassan District Coop Central Bank branch?

The address of the branch is Near Hassan Club B M Road Hassan located in Hassan, Hassan, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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