The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Shivalik Nagar Haridwar branch in Haridwar, Hardwar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Haridwar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0003069. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Shivalik Nagar Haridwar, Haridwar
Here are the key points that are associated with the IFSC Code UTIB0003069 of Axis Bank for its branch located in Haridwar, within the district of Hardwar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003069 |
| Branch | Shivalik Nagar Haridwar |
| City | Haridwar |
| District | Hardwar |
| State | Uttar Pradesh |
| Address | Ground Floor Plot No D 61 Shivalik Nagar Phase 1 Bhel Ranipur Haridwar Pargana Jwalapur 249403 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003069 for the Shivalik Nagar Haridwar branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003069 is given to every bank branch, including Axis Bank located in Shivalik Nagar Haridwar, Haridwar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haridwar and Hardwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Shivalik Nagar Haridwar doesn't end up at another location.
Format of the IFSC Code UTIB0003069
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivalik Nagar Haridwar in Haridwar.
For example, the IFSC Code UTIB0003069 of Axis Bank for the Shivalik Nagar Haridwar branch includes these elements, identifying the bank and the branch location in Haridwar and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003069 of Axis Bank for its Shivalik Nagar Haridwar branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Haridwar and Hardwar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Shivalik Nagar Haridwar or Haridwar to get the exact IFSC Code UTIB0003069.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Haridwar, you'll get the correct details.
How to Use IFSC Code UTIB0003069 for Online Transfers?
Once you have the IFSC Code UTIB0003069 for the Shivalik Nagar Haridwar branch of Axis Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003069. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003069.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shivalik Nagar Haridwar in Haridwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Shivalik Nagar Haridwar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haridwar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shivalik Nagar Haridwar Haridwar branch is UTIB0003069.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor Plot No D 61 Shivalik Nagar Phase 1 Bhel Ranipur Haridwar Pargana Jwalapur 249403.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.