The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Uluberia branch in Haora, Uluberia, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0002617. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Uluberia, Haora

Here are some of the key details that come with the IFSC Code UTIB0002617 of Axis Bank for its branch located in Haora, within the district of Uluberia in the state of West Bengal.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002617
Branch Uluberia
City Haora
District Uluberia
State West Bengal
Address Uluberia Branch Gr Floor Uluberia Municipality Road Municipal Officeuluberiadist Howrah Pin 711316

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Haora for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002617 for the Uluberia branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Uluberia, Haora, West Bengal, is provided a unique IFSC like UTIB0002617 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Haora.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Haora and Uluberia.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Uluberia do not get misguided to another person.

Format of the IFSC Code UTIB0002617

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uluberia in Haora.

For example, the IFSC Code UTIB0002617 of Axis Bank for the Uluberia branch includes these elements, identifying the bank and the branch location in Haora and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002617 of Axis Bank for its Uluberia branch located in Haora, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Haora and Uluberia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Uluberia or Haora to get the exact IFSC Code UTIB0002617.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Haora that will provide accurate information.

How to Use IFSC Code UTIB0002617 for Online Transfers?

Once you have the IFSC Code UTIB0002617 for the Uluberia branch of Axis Bank in Haora, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002617. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002617.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Uluberia in Haora, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Uluberia, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Haora manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Uluberia, Haora?

The IFSC Code is UTIB0002617.

Is the IFSC Code UTIB0002617 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Uluberia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Uluberia branch?

The address of the branch is Uluberia Branch Gr Floor Uluberia Municipality Road Municipal Officeuluberiadist Howrah Pin 711316 located in Haora, Uluberia, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.