For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch in Gurgaon, Ghaseda, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0SGCB32. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Gurgaon Central Cooperative Bank Limited, Gurgaon

The table below shows the main details of the IFSC Code UTIB0SGCB32 for the Axis Bank branch in Gurgaon, which falls under the Ghaseda district in Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SGCB32
Branch The Gurgaon Central Cooperative Bank Limited
City Gurgaon
District Ghaseda
State Haryana
Address B.O. Ghasera, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Distt- Mewat, Haryana

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SGCB32 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Gurgaon Central Cooperative Bank Limited, Gurgaon, Haryana, is provided a unique IFSC like UTIB0SGCB32 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Gurgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurgaon and Ghaseda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in The Gurgaon Central Cooperative Bank Limited do not get misguided to another person.

Format of the IFSC Code UTIB0SGCB32

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gurgaon Central Cooperative Bank Limited in Gurgaon.

For example, the IFSC Code UTIB0SGCB32 of Axis Bank for the The Gurgaon Central Cooperative Bank Limited branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SGCB32 of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Gurgaon and Ghaseda, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Gurgaon Central Cooperative Bank Limited or Gurgaon to get the exact IFSC Code UTIB0SGCB32.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gurgaon, you'll get the correct details.

How to Use IFSC Code UTIB0SGCB32 for Online Transfers?

Once you have the IFSC Code UTIB0SGCB32 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0SGCB32. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SGCB32.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Gurgaon Central Cooperative Bank Limited in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Gurgaon Central Cooperative Bank Limited, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Gurgaon Central Cooperative Bank Limited, Gurgaon?

The IFSC Code is UTIB0SGCB32.

Is the IFSC Code UTIB0SGCB32 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Gurgaon Central Cooperative Bank Limited?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Gurgaon Central Cooperative Bank Limited branch?

The address of the branch is B.O. Ghasera, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Distt- Mewat, Haryana located in Gurgaon, Ghaseda, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.