For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch in Gurgaon, Jamalpur, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0SGCB26. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Gurgaon Central Cooperative Bank Limited, Gurgaon
Here are the main details that are associated with the IFSC Code UTIB0SGCB26 of Axis Bank for its branch located in Gurgaon, within the district of Jamalpur in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SGCB26 |
| Branch | The Gurgaon Central Cooperative Bank Limited |
| City | Gurgaon |
| District | Jamalpur |
| State | Haryana |
| Address | B.O. Jamalpur, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Gurgaon, Haryana |
These details help users in online banking and for businesses and individuals who use Axis Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SGCB26 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Gurgaon Central Cooperative Bank Limited, Gurgaon, Haryana, is provided with a unique IFSC like UTIB0SGCB26 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Gurgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Jamalpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in The Gurgaon Central Cooperative Bank Limited do not get mixed with another location.
Format of the IFSC Code UTIB0SGCB26
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Gurgaon Central Cooperative Bank Limited in Gurgaon.
For example, the IFSC Code UTIB0SGCB26 of Axis Bank for the The Gurgaon Central Cooperative Bank Limited branch has these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0SGCB26 of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch located in Gurgaon, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Gurgaon and Jamalpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for The Gurgaon Central Cooperative Bank Limited or Gurgaon to get the exact IFSC Code UTIB0SGCB26.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Gurgaon, then it will provide you proper information.
How to Use IFSC Code UTIB0SGCB26 for Online Transfers?
Once you have the IFSC Code UTIB0SGCB26 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SGCB26. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SGCB26.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Gurgaon Central Cooperative Bank Limited in Gurgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Gurgaon Central Cooperative Bank Limited, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Gurgaon Central Cooperative Bank Limited Gurgaon branch is UTIB0SGCB26.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at B.O. Jamalpur, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Gurgaon, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.