Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch in Gurgaon, Bahora Kalan, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0SGCB23. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Gurgaon Central Cooperative Bank Limited, Gurgaon

Here are some of the key details that come with the IFSC Code UTIB0SGCB23 of Axis Bank for its branch located in Gurgaon, within the district of Bahora Kalan in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SGCB23
Branch The Gurgaon Central Cooperative Bank Limited
City Gurgaon
District Bahora Kalan
State Haryana
Address B.O. Bilaspur, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Distt Gurgaon Haryana

These details help users in online banking and for businesses and individuals who use Axis Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SGCB23 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Gurgaon Central Cooperative Bank Limited, Gurgaon, Haryana, are allotted a unique IFSC like UTIB0SGCB23 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurgaon and Bahora Kalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in The Gurgaon Central Cooperative Bank Limited reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UTIB0SGCB23

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gurgaon Central Cooperative Bank Limited in Gurgaon.

For example, the IFSC Code UTIB0SGCB23 of Axis Bank for the The Gurgaon Central Cooperative Bank Limited branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SGCB23 of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Gurgaon and Bahora Kalan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Gurgaon Central Cooperative Bank Limited or Gurgaon to get the exact IFSC Code UTIB0SGCB23.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gurgaon, you'll get the correct details.

How to Use IFSC Code UTIB0SGCB23 for Online Transfers?

Once you have the IFSC Code UTIB0SGCB23 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SGCB23. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SGCB23.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank The Gurgaon Central Cooperative Bank Limited in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Gurgaon Central Cooperative Bank Limited, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank The Gurgaon Central Cooperative Bank Limited Gurgaon?

The IFSC Code of the The Gurgaon Central Cooperative Bank Limited Gurgaon branch is UTIB0SGCB23.

Is IFSC Code UTIB0SGCB23 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank The Gurgaon Central Cooperative Bank Limited branch?

The branch is located at B.O. Bilaspur, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Distt Gurgaon Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.