Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch in Gurgaon, Farrukhnagar, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0SGCB07. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Gurgaon Central Cooperative Bank Limited, Gurgaon
Here are the key points that are associated with the IFSC Code UTIB0SGCB07 of Axis Bank for its branch located in Gurgaon, within the district of Farrukhnagar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SGCB07 |
| Branch | The Gurgaon Central Cooperative Bank Limited |
| City | Gurgaon |
| District | Farrukhnagar |
| State | Haryana |
| Address | B.O. S.P. Majri, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Sp Majri, Teh Faruknagargurgaon |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SGCB07 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Gurgaon Central Cooperative Bank Limited, Gurgaon, Haryana, are allotted a unique IFSC like UTIB0SGCB07 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurgaon and Farrukhnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in The Gurgaon Central Cooperative Bank Limited reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code UTIB0SGCB07
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Gurgaon Central Cooperative Bank Limited in Gurgaon.
For example, the IFSC Code UTIB0SGCB07 of Axis Bank for the The Gurgaon Central Cooperative Bank Limited branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SGCB07 of Axis Bank for its The Gurgaon Central Cooperative Bank Limited branch located in Gurgaon, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Gurgaon and Farrukhnagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Gurgaon Central Cooperative Bank Limited or Gurgaon to get the exact IFSC Code UTIB0SGCB07.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gurgaon, you'll get the correct details.
How to Use IFSC Code UTIB0SGCB07 for Online Transfers?
Once you have the IFSC Code UTIB0SGCB07 for the The Gurgaon Central Cooperative Bank Limited branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SGCB07. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SGCB07.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Gurgaon Central Cooperative Bank Limited in Gurgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Gurgaon Central Cooperative Bank Limited, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SGCB07.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is B.O. S.P. Majri, Branch Manager, The Gurgaon Central Cooperative Bank Ltd, Sp Majri, Teh Faruknagargurgaon located in Gurgaon, Farrukhnagar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.