For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Gurgaon Sec 49 branch in Gurgaon, Sohna, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0001262. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gurgaon Sec 49, Gurgaon

Here are the key points that are associated with the IFSC Code UTIB0001262 of Axis Bank for its branch located in Gurgaon, within the district of Sohna in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001262
Branch Gurgaon Sec 49
City Gurgaon
District Sohna
State Haryana
Address Gr. Floor, Shop No. 05A, 05B, 06A & 7, Universal Trader Tower, Main Sohna Road, Sector - 49, Gurgaon - 122 101. Haryana

These details helps users in online banking and for businesses and individuals who use Axis Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001262 for the Gurgaon Sec 49 branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gurgaon Sec 49, Gurgaon, Haryana, is provided with a unique IFSC like UTIB0001262 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Sohna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Gurgaon Sec 49 do not get mixed with another location.

Format of the IFSC Code UTIB0001262

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gurgaon Sec 49 in Gurgaon.

For example, the IFSC Code UTIB0001262 of Axis Bank for the Gurgaon Sec 49 branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001262 of Axis Bank for its Gurgaon Sec 49 branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Gurgaon and Sohna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Gurgaon Sec 49 or Gurgaon to find the exact IFSC Code UTIB0001262.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gurgaon will provide accurate information.

How to Use IFSC Code UTIB0001262 for Online Transfers?

Once you have the IFSC Code UTIB0001262 for the Gurgaon Sec 49 branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001262. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001262.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Gurgaon Sec 49 in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Gurgaon Sec 49, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gurgaon Sec 49, Gurgaon?

The IFSC Code is UTIB0001262.

Is the IFSC Code UTIB0001262 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gurgaon Sec 49?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurgaon Sec 49 branch?

The address of the branch is Gr. Floor, Shop No. 05A, 05B, 06A & 7, Universal Trader Tower, Main Sohna Road, Sector - 49, Gurgaon - 122 101. Haryana located in Gurgaon, Sohna, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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