The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Quadian branch in Gurdaspur, Qadian, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0001280. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Quadian, Gurdaspur
The table below shows the main details of the IFSC Code UTIB0001280 for the Axis Bank branch in Gurdaspur, which falls under the Qadian district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001280 |
| Branch | Quadian |
| City | Gurdaspur |
| District | Qadian |
| State | Punjab |
| Address | Ground Floor, Unit No.B-Ii-3, Mohalla Krishan Nagar, Thikriwala Road , Quadian,Tehshil Batala, Dist. Gurdaspur, Punjab , Pin 143516 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gurdaspur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001280 for the Quadian branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Quadian, Gurdaspur, Punjab, are allotted a unique IFSC like UTIB0001280 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurdaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurdaspur and Qadian.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Quadian reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code UTIB0001280
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Quadian in Gurdaspur.
For example, the IFSC Code UTIB0001280 of Axis Bank for the Quadian branch has these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0001280 of Axis Bank for its Quadian branch located in Gurdaspur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Gurdaspur and Qadian, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Quadian or Gurdaspur to find the exact IFSC Code UTIB0001280.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gurdaspur will provide accurate information.
How to Use IFSC Code UTIB0001280 for Online Transfers?
If you have the IFSC Code UTIB0001280 for the Quadian branch of Axis Bank in Gurdaspur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001280. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001280.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Quadian in Gurdaspur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Quadian, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Quadian Gurdaspur branch is UTIB0001280.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Unit No.B-Ii-3, Mohalla Krishan Nagar, Thikriwala Road , Quadian,Tehshil Batala, Dist. Gurdaspur, Punjab , Pin 143516.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.