For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Pindi Rangran branch in Gurdaspur, Pindi Rangran, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0004179. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Pindi Rangran, Gurdaspur

Here are the key points that are associated with the IFSC Code UTIB0004179 of Axis Bank for its branch located in Gurdaspur, within the district of Pindi Rangran in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004179
Branch Pindi Rangran
City Gurdaspur
District Pindi Rangran
State Punjab
Address Khasra No 15 2 1 2 2 16 Khewat No 67 Khatauni No 150 Village Pindi Rangran 143532

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Gurdaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004179 for the Pindi Rangran branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Pindi Rangran, Gurdaspur, Punjab, is provided a unique IFSC like UTIB0004179 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Gurdaspur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurdaspur and Pindi Rangran.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Pindi Rangran do not get misguided to another person.

Format of the IFSC Code UTIB0004179

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pindi Rangran in Gurdaspur.

For example, the IFSC Code UTIB0004179 of Axis Bank for the Pindi Rangran branch has these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004179 of Axis Bank for its Pindi Rangran branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Gurdaspur and Pindi Rangran, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Pindi Rangran or Gurdaspur to get the exact IFSC Code UTIB0004179.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gurdaspur, you'll get the correct details.

How to Use IFSC Code UTIB0004179 for Online Transfers?

Once you have the IFSC Code UTIB0004179 for the Pindi Rangran branch of Axis Bank in Gurdaspur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004179. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004179.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Pindi Rangran in Gurdaspur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Pindi Rangran, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurdaspur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Pindi Rangran, Gurdaspur?

The IFSC Code is UTIB0004179.

Is the IFSC Code UTIB0004179 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Pindi Rangran?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pindi Rangran branch?

The address of the branch is Khasra No 15 2 1 2 2 16 Khewat No 67 Khatauni No 150 Village Pindi Rangran 143532 located in Gurdaspur, Pindi Rangran, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.