IFSC Code of Axis Bank, Kahnuwan Chowk, Gurdaspur, Gurdaspur, Punjab- UTIB0005211

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Kahnuwan Chowk, Gurdaspur branch in Gurdaspur, Gurdaspur, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Gurdaspur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code UTIB0005211. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kahnuwan Chowk, Gurdaspur, Gurdaspur

Here are the key points that are associated with the IFSC Code UTIB0005211 of Axis Bank for its branch located in Gurdaspur, within the district of Gurdaspur in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gurdaspur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005211 for the Kahnuwan Chowk, Gurdaspur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kahnuwan Chowk, Gurdaspur, Gurdaspur, Punjab, is provided with a unique IFSC like UTIB0005211 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Gurdaspur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gurdaspur and Gurdaspur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kahnuwan Chowk, Gurdaspur do not get mixed with another location.

Format of the IFSC Code UTIB0005211

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kahnuwan Chowk, Gurdaspur in Gurdaspur.

For example, the IFSC Code UTIB0005211 of Axis Bank for the Kahnuwan Chowk, Gurdaspur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0005211 of Axis Bank for its Kahnuwan Chowk, Gurdaspur branch located in Gurdaspur, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Gurdaspur and Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Kahnuwan Chowk, Gurdaspur or Gurdaspur to find the exact IFSC Code UTIB0005211.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gurdaspur will provide accurate information.

How to Use IFSC Code UTIB0005211 for Online Transfers?

Once you have the IFSC Code UTIB0005211 for the Kahnuwan Chowk, Gurdaspur branch of Axis Bank in Gurdaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005211. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005211.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kahnuwan Chowk, Gurdaspur in Gurdaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kahnuwan Chowk, Gurdaspur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.