There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jahangirpur branch in Gurdaspur, Paniar, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Gurdaspur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code UTIB0002356. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Jahangirpur, Gurdaspur
Here are some of the key details that come with the IFSC Code UTIB0002356 of Axis Bank for its branch located in Gurdaspur, within the district of Paniar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002356 |
| Branch | Jahangirpur |
| City | Gurdaspur |
| District | Paniar |
| State | Punjab |
| Address | Ground Floor, Khewat No. 27, Khatauni No. 31, Rect No. 13, Killa No. 3/2(2-2), Village Jahangirpur, Po Paniar, Tehsil & Dist Gurdaspur, Punjab, Pin 143531 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gurdaspur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002356 for the Jahangirpur branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002356 is given to every bank branch, including Axis Bank located in Jahangirpur, Gurdaspur, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Gurdaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gurdaspur and Paniar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Jahangirpur doesn't end up at another location.
Format of the IFSC Code UTIB0002356
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jahangirpur in Gurdaspur.
For example, the IFSC Code UTIB0002356 of Axis Bank for the Jahangirpur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002356 of Axis Bank for its Jahangirpur branch located in Gurdaspur, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Gurdaspur and Paniar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Jahangirpur or Gurdaspur to get the exact IFSC Code UTIB0002356.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Gurdaspur that will provide accurate information.
How to Use IFSC Code UTIB0002356 for Online Transfers?
Once you have the IFSC Code UTIB0002356 for the Jahangirpur branch of Axis Bank in Gurdaspur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002356. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002356.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Jahangirpur in Gurdaspur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jahangirpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jahangirpur Gurdaspur branch is UTIB0002356.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Khewat No. 27, Khatauni No. 31, Rect No. 13, Killa No. 3/2(2-2), Village Jahangirpur, Po Paniar, Tehsil & Dist Gurdaspur, Punjab, Pin 143531.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
