The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sri Ganesh Cooperative Bank Limited branch in Gulbarga, Gulbarga, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SGAN11. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Sri Ganesh Cooperative Bank Limited, Gulbarga
The table below shows the main details of the IFSC Code UTIB0SGAN11 for the Axis Bank branch in Gulbarga, which falls under the Gulbarga district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SGAN11 |
| Branch | Sri Ganesh Cooperative Bank Limited |
| City | Gulbarga |
| District | Gulbarga |
| State | Karnataka |
| Address | 7 664F1 Nehru Gunj Gulbarga 585104 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Gulbarga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SGAN11 for the Sri Ganesh Cooperative Bank Limited branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sri Ganesh Cooperative Bank Limited, Gulbarga, Karnataka, are allotted a unique IFSC like UTIB0SGAN11 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gulbarga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gulbarga and Gulbarga.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Sri Ganesh Cooperative Bank Limited reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0SGAN11
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Ganesh Cooperative Bank Limited in Gulbarga.
For example, the IFSC Code UTIB0SGAN11 of Axis Bank for the Sri Ganesh Cooperative Bank Limited branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SGAN11 of Axis Bank for its Sri Ganesh Cooperative Bank Limited branch located in Gulbarga, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Gulbarga and Gulbarga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sri Ganesh Cooperative Bank Limited or Gulbarga to get the exact IFSC Code UTIB0SGAN11.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gulbarga, you'll get the correct details.
How to Use IFSC Code UTIB0SGAN11 for Online Transfers?
Once you have the IFSC Code UTIB0SGAN11 for the Sri Ganesh Cooperative Bank Limited branch of Axis Bank in Gulbarga, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SGAN11. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SGAN11.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Sri Ganesh Cooperative Bank Limited in Gulbarga, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sri Ganesh Cooperative Bank Limited, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gulbarga manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SGAN11.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 7 664F1 Nehru Gunj Gulbarga 585104 located in Gulbarga, Gulbarga, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.