Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Gopalganj branch in Gopalganj, Gopalganj, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0001075. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gopalganj, Gopalganj

Here are the key points that are associated with the IFSC Code UTIB0001075 of Axis Bank for its branch located in Gopalganj, within the district of Gopalganj in the state of Bihar.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001075
Branch Gopalganj
City Gopalganj
District Gopalganj
State Bihar
Address Anirudh Complex, Haziapur Road , Near Thana Chowk, Gopalganj, Bihar , Pin 841 428

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Gopalganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001075 for the Gopalganj branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gopalganj, Gopalganj, Bihar, is provided with a unique IFSC like UTIB0001075 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Gopalganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gopalganj and Gopalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Gopalganj do not get mixed with another location.

Format of the IFSC Code UTIB0001075

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gopalganj in Gopalganj.

For example, the IFSC Code UTIB0001075 of Axis Bank for the Gopalganj branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001075 of Axis Bank for its Gopalganj branch located in Gopalganj, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Gopalganj and Gopalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Gopalganj or Gopalganj to find the exact IFSC Code UTIB0001075.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gopalganj will provide accurate information.

How to Use IFSC Code UTIB0001075 for Online Transfers?

If you have the IFSC Code UTIB0001075 for the Gopalganj branch of Axis Bank in Gopalganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001075. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001075.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Gopalganj in Gopalganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Gopalganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gopalganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gopalganj, Gopalganj?

The IFSC Code is UTIB0001075.

Is the IFSC Code UTIB0001075 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gopalganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopalganj branch?

The address of the branch is Anirudh Complex, Haziapur Road , Near Thana Chowk, Gopalganj, Bihar , Pin 841 428 located in Gopalganj, Gopalganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.