Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Kajli branch in Gir-Somnath, Veraval, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Gir-Somnath or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0005010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kajli, Gir-Somnath
The table below shows the main details of the IFSC Code UTIB0005010 for the Axis Bank branch in Gir-Somnath, which falls under the Veraval district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005010 |
| Branch | Kajli |
| City | Gir-Somnath |
| District | Veraval |
| State | Gujarat |
| Address | Grd Fl, Apmc Premises, Veraval Kodinar Highway,R S No 192 P 1, 193, 194 1 P 1, 194 1 P 4, 194 1 P 5, 198, 199 2, 200, 204 1, 204 2, 205 207,209, Moje Village Kajli,Distt Gir,Somnath,Gujarat 362268 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Gir-Somnath for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005010 for the Kajli branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kajli, Gir-Somnath, Gujarat, is provided with a unique IFSC like UTIB0005010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Gir-Somnath.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gir-Somnath and Veraval.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kajli do not get mixed with another location.
Format of the IFSC Code UTIB0005010
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kajli in Gir-Somnath.
For example, the IFSC Code UTIB0005010 of Axis Bank for the Kajli branch has these elements, identifying the bank and the branch location in Gir-Somnath and Gujarat correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0005010 of Axis Bank for its Kajli branch located in Gir-Somnath, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Gir-Somnath and Veraval, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Kajli or Gir-Somnath to get the exact IFSC Code UTIB0005010.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Gir-Somnath that will provide accurate information.
How to Use IFSC Code UTIB0005010 for Online Transfers?
If you have the IFSC Code UTIB0005010 for the Kajli branch of Axis Bank in Gir-Somnath, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005010. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0005010.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kajli in Gir-Somnath, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Kajli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gir-Somnath manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005010.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Grd Fl, Apmc Premises, Veraval Kodinar Highway,R S No 192 P 1, 193, 194 1 P 1, 194 1 P 4, 194 1 P 5, 198, 199 2, 200, 204 1, 204 2, 205 207,209, Moje Village Kajli,Distt Gir,Somnath,Gujarat 362268 located in Gir-Somnath, Veraval, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
