IFSC Code of Axis Bank, Chhura, Gariyaband, Chhattisgarh- UTIB0005558

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Chhura branch in Gariyaband, Gariyaband, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gariyaband or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UTIB0005558. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Chhura, Gariyaband

Here are the key points that are associated with the IFSC Code UTIB0005558 of Axis Bank for its branch located in Gariyaband, within the district of Gariyaband in the state of Chhattisgarh.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Gariyaband for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005558 for the Chhura branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Chhura, Gariyaband, Chhattisgarh, are given a unique IFSC like UTIB0005558 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gariyaband.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Gariyaband and Gariyaband.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Chhura goes to the correct branch. This is important because Axis Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005558

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chhura in Gariyaband.

For example, the IFSC Code UTIB0005558 of Axis Bank for the Chhura branch includes these elements, identifying the bank and the branch location in Gariyaband and Chhattisgarh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0005558 of Axis Bank for its Chhura branch located in Gariyaband, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Gariyaband and Gariyaband, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Chhura or Gariyaband to get the exact IFSC Code UTIB0005558.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Gariyaband, then it will provide you proper information.

How to Use IFSC Code UTIB0005558 for Online Transfers?

Once you have the IFSC Code UTIB0005558 for the Chhura branch of Axis Bank in Gariyaband, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005558. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005558.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Chhura in Gariyaband, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Chhura, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gariyaband to handle online money transfers and get their cheques cleared smoothly.