The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Karanpur branch in Ganganagar, Shri Karanpur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0005635. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Karanpur, Ganganagar

Here are the key points that are associated with the IFSC Code UTIB0005635 of Axis Bank for its branch located in Ganganagar, within the district of Shri Karanpur in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005635
Branch Karanpur
City Ganganagar
District Shri Karanpur
State Rajasthan
Address Khata No 213, Panchayat 10 O Tejewala, Tehsil Shri Karanpur, Dist Sriganganagar 335073, Rajasthan

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Ganganagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005635 for the Karanpur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Karanpur, Ganganagar, Rajasthan, is provided a unique IFSC like UTIB0005635 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Ganganagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ganganagar and Shri Karanpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Karanpur do not get misguided to another person.

Format of the IFSC Code UTIB0005635

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karanpur in Ganganagar.

For example, the IFSC Code UTIB0005635 of Axis Bank for the Karanpur branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0005635 of Axis Bank for its Karanpur branch located in Ganganagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Ganganagar and Shri Karanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Karanpur or Ganganagar to get the exact IFSC Code UTIB0005635.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Ganganagar, then it will provide you proper information.

How to Use IFSC Code UTIB0005635 for Online Transfers?

If you have the IFSC Code UTIB0005635 for the Karanpur branch of Axis Bank in Ganganagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005635. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0005635.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Karanpur in Ganganagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Karanpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganganagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Karanpur Ganganagar?

The IFSC Code of the Karanpur Ganganagar branch is UTIB0005635.

Is IFSC Code UTIB0005635 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Karanpur branch?

The branch is located at Khata No 213, Panchayat 10 O Tejewala, Tehsil Shri Karanpur, Dist Sriganganagar 335073, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.