Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Sknsbl Chamorshi branch in Gadchiroli, Chamorshi, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gadchiroli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UTIB0SKNS13. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sknsbl Chamorshi, Gadchiroli

Below in the table are the key details related to IFSC Code UTIB0SKNS13 of Axis Bank for its branch located in Gadchiroli, within the district of Chamorshi in the state of Maharashtra.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SKNS13
Branch Sknsbl Chamorshi
City Gadchiroli
District Chamorshi
State Maharashtra
Address Ainchwar Building Near Bus Stand Gadchiroli Road Chamorshi Dist Gadchiroli 442603

These details helps users in online banking and for businesses and individuals who use Axis Bank in Gadchiroli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SKNS13 for the Sknsbl Chamorshi branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sknsbl Chamorshi, Gadchiroli, Maharashtra, are given a unique IFSC like UTIB0SKNS13 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gadchiroli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gadchiroli and Chamorshi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Sknsbl Chamorshi goes to the correct branch. This is important because Axis Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0SKNS13

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sknsbl Chamorshi in Gadchiroli.

For example, the IFSC Code UTIB0SKNS13 of Axis Bank for the Sknsbl Chamorshi branch includes these elements, identifying the bank and the branch location in Gadchiroli and Maharashtra correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0SKNS13 of Axis Bank for its Sknsbl Chamorshi branch located in Gadchiroli, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Gadchiroli and Chamorshi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Sknsbl Chamorshi or Gadchiroli to find the exact IFSC Code UTIB0SKNS13.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Gadchiroli will provide accurate information.

How to Use IFSC Code UTIB0SKNS13 for Online Transfers?

Once you have the IFSC Code UTIB0SKNS13 for the Sknsbl Chamorshi branch of Axis Bank in Gadchiroli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SKNS13. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SKNS13.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Sknsbl Chamorshi in Gadchiroli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sknsbl Chamorshi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gadchiroli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sknsbl Chamorshi, Gadchiroli?

The IFSC Code is UTIB0SKNS13.

Is the IFSC Code UTIB0SKNS13 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sknsbl Chamorshi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sknsbl Chamorshi branch?

The address of the branch is Ainchwar Building Near Bus Stand Gadchiroli Road Chamorshi Dist Gadchiroli 442603 located in Gadchiroli, Chamorshi, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.