Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sirsaganj branch in Firozabad, Sirsaganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001801. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sirsaganj, Firozabad

The table below shows the main details of the IFSC Code UTIB0001801 for the Axis Bank branch in Firozabad, which falls under the Sirsaganj district in Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001801
Branch Sirsaganj
City Firozabad
District Sirsaganj
State Uttar Pradesh
Address Ground Floor, Municipal No-46, Ward No -16, Etawah Road,Sirsaganj-205151

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Firozabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001801 for the Sirsaganj branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sirsaganj, Firozabad, Uttar Pradesh, are given a unique IFSC like UTIB0001801 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Firozabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Firozabad and Sirsaganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Sirsaganj goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0001801

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sirsaganj in Firozabad.

For example, the IFSC Code UTIB0001801 of Axis Bank for the Sirsaganj branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001801 of Axis Bank for its Sirsaganj branch located in Firozabad, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Firozabad and Sirsaganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sirsaganj or Firozabad to get the exact IFSC Code UTIB0001801.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Firozabad, you'll get the correct details.

How to Use IFSC Code UTIB0001801 for Online Transfers?

Once you have the IFSC Code UTIB0001801 for the Sirsaganj branch of Axis Bank in Firozabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001801. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001801.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Sirsaganj in Firozabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sirsaganj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Firozabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Sirsaganj Firozabad?

The IFSC Code of the Sirsaganj Firozabad branch is UTIB0001801.

Is IFSC Code UTIB0001801 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Sirsaganj branch?

The branch is located at Ground Floor, Municipal No-46, Ward No -16, Etawah Road,Sirsaganj-205151.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.