Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Shikohabad branch in Firozabad, Shikohabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001999. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Shikohabad, Firozabad

Here are the key points that are associated with the IFSC Code UTIB0001999 of Axis Bank for its branch located in Firozabad, within the district of Shikohabad in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001999
Branch Shikohabad
City Firozabad
District Shikohabad
State Uttar Pradesh
Address Ground Floor, House No-1144, Katra Meera,Shikohabad, District Firozabad, Uttar Pradesh ,Pin Code 205135

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Firozabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001999 for the Shikohabad branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Shikohabad, Firozabad, Uttar Pradesh, is provided a unique IFSC like UTIB0001999 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Firozabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Firozabad and Shikohabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Shikohabad do not get misguided to another person.

Format of the IFSC Code UTIB0001999

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shikohabad in Firozabad.

For example, the IFSC Code UTIB0001999 of Axis Bank for the Shikohabad branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001999 of Axis Bank for its Shikohabad branch located in Firozabad, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Firozabad and Shikohabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Shikohabad or Firozabad to get the exact IFSC Code UTIB0001999.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Firozabad, then it will provide you proper information.

How to Use IFSC Code UTIB0001999 for Online Transfers?

Once you have the IFSC Code UTIB0001999 for the Shikohabad branch of Axis Bank in Firozabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001999. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001999.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shikohabad in Firozabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Shikohabad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Firozabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Shikohabad, Firozabad?

The IFSC Code is UTIB0001999.

Is the IFSC Code UTIB0001999 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Shikohabad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shikohabad branch?

The address of the branch is Ground Floor, House No-1144, Katra Meera,Shikohabad, District Firozabad, Uttar Pradesh ,Pin Code 205135 located in Firozabad, Shikohabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.