IFSC Code of Axis Bank, Basin, Fingeshwar, West Bengal- UTIB0001728

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Basin branch in Fingeshwar, Fingeshwar, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Fingeshwar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0001728. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Basin, Fingeshwar

Here are some of the key details that come with the IFSC Code UTIB0001728 of Axis Bank for its branch located in Fingeshwar, within the district of Fingeshwar in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Fingeshwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001728 for the Basin branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Basin, Fingeshwar, West Bengal, is provided with a unique IFSC like UTIB0001728 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Fingeshwar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Fingeshwar and Fingeshwar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Basin do not get mixed with another location.

Format of the IFSC Code UTIB0001728

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basin in Fingeshwar.

For example, the IFSC Code UTIB0001728 of Axis Bank for the Basin branch includes these elements, identifying the bank and the branch location in Fingeshwar and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001728 of Axis Bank for its Basin branch located in Fingeshwar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Fingeshwar and Fingeshwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Basin or Fingeshwar to find the exact IFSC Code UTIB0001728.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Fingeshwar will provide accurate information.

How to Use IFSC Code UTIB0001728 for Online Transfers?

Once you have the IFSC Code UTIB0001728 for the Basin branch of Axis Bank in Fingeshwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001728. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001728.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Basin in Fingeshwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Basin, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Fingeshwar manage online transfers as well as cheque clearances with ease.