IFSC Code of Axis Bank, Talwandi Bhai, Talwandi Bhai, Punjab- UTIB0002495

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Talwandi Bhai branch in Ferozpur, Talwandi Bhai, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002495. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Talwandi Bhai, Ferozpur

Here are some of the key details that come with the IFSC Code UTIB0002495 of Axis Bank for its branch located in Ferozpur, within the district of Talwandi Bhai in the state of Punjab.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Ferozpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002495 for the Talwandi Bhai branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Talwandi Bhai, Ferozpur, Punjab, is provided a unique IFSC like UTIB0002495 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Ferozpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Ferozpur and Talwandi Bhai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Talwandi Bhai do not get misguided to another person.

Format of the IFSC Code UTIB0002495

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Talwandi Bhai in Ferozpur.

For example, the IFSC Code UTIB0002495 of Axis Bank for the Talwandi Bhai branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0002495 of Axis Bank for its Talwandi Bhai branch located in Ferozpur, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Ferozpur and Talwandi Bhai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Talwandi Bhai or Ferozpur to find the exact IFSC Code UTIB0002495.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Ferozpur will provide accurate information.

How to Use IFSC Code UTIB0002495 for Online Transfers?

Once you have the IFSC Code UTIB0002495 for the Talwandi Bhai branch of Axis Bank in Ferozpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002495. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002495.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Talwandi Bhai in Ferozpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Talwandi Bhai, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ferozpur to handle online money transfers and get their cheques cleared smoothly.