IFSC Code of Axis Bank, Abohar [Punjab], Abohar, Punjab- UTIB0000399

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Abohar [Punjab] branch in Ferozepur, Abohar, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Ferozepur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0000399. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Abohar [Punjab], Ferozepur

Here are the key points that are associated with the IFSC Code UTIB0000399 of Axis Bank for its branch located in Ferozepur, within the district of Abohar in the state of Punjab.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Ferozepur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000399 for the Abohar [Punjab] branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Abohar [Punjab], Ferozepur, Punjab, is provided with a unique IFSC like UTIB0000399 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Ferozepur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ferozepur and Abohar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Abohar [Punjab] do not get mixed with another location.

Format of the IFSC Code UTIB0000399

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Abohar [Punjab] in Ferozepur.

For example, the IFSC Code UTIB0000399 of Axis Bank for the Abohar [Punjab] branch includes these elements, identifying the bank and the branch location in Ferozepur and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000399 of Axis Bank for its Abohar [Punjab] branch located in Ferozepur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Ferozepur and Abohar, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Abohar [Punjab] or Ferozepur to get the exact IFSC Code UTIB0000399.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Ferozepur, you'll get the correct details.

How to Use IFSC Code UTIB0000399 for Online Transfers?

Once you have the IFSC Code UTIB0000399 for the Abohar [Punjab] branch of Axis Bank in Ferozepur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000399. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000399.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Abohar [Punjab] in Ferozepur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Abohar [Punjab], here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ferozepur manage their online transfers and cheque clearances easily.