There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Pohlo Majra branch in Fatehgarh Sahib, Khamanon, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Fatehgarh Sahib or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code UTIB0002335. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Pohlo Majra, Fatehgarh Sahib
Here are some of the key details that come with the IFSC Code UTIB0002335 of Axis Bank for its branch located in Fatehgarh Sahib, within the district of Khamanon in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002335 |
| Branch | Pohlo Majra |
| City | Fatehgarh Sahib |
| District | Khamanon |
| State | Punjab |
| Address | Ground Floor, Khewat No. 85/81, Khatauni No. 95, Khasra No. 573 (3-3), Village Pohlo Majra, Tehsil Khamano, District Fatehgarh Sahib, Punjab, Pin 141801 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Fatehgarh Sahib for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002335 for the Pohlo Majra branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002335 is given to every bank branch, including Axis Bank located in Pohlo Majra, Fatehgarh Sahib, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Fatehgarh Sahib.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehgarh Sahib and Khamanon.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Pohlo Majra doesn't end up at another location.
Format of the IFSC Code UTIB0002335
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pohlo Majra in Fatehgarh Sahib.
For example, the IFSC Code UTIB0002335 of Axis Bank for the Pohlo Majra branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002335 of Axis Bank for its Pohlo Majra branch located in Fatehgarh Sahib, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Fatehgarh Sahib and Khamanon, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Pohlo Majra or Fatehgarh Sahib to get the exact IFSC Code UTIB0002335.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Fatehgarh Sahib, you'll get the correct details.
How to Use IFSC Code UTIB0002335 for Online Transfers?
Once you have the IFSC Code UTIB0002335 for the Pohlo Majra branch of Axis Bank in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002335. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002335.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Pohlo Majra in Fatehgarh Sahib, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Pohlo Majra, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Fatehgarh Sahib manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002335.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Khewat No. 85/81, Khatauni No. 95, Khasra No. 573 (3-3), Village Pohlo Majra, Tehsil Khamano, District Fatehgarh Sahib, Punjab, Pin 141801 located in Fatehgarh Sahib, Khamanon, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.