The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Fatehgarh Sahib branch in Fatehgarh Sahib, Fatehgarh Sahib, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0001673. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Fatehgarh Sahib, Fatehgarh Sahib
The table below shows the main details of the IFSC Code UTIB0001673 for the Axis Bank branch in Fatehgarh Sahib, which falls under the Fatehgarh Sahib district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001673 |
| Branch | Fatehgarh Sahib |
| City | Fatehgarh Sahib |
| District | Fatehgarh Sahib |
| State | Punjab |
| Address | Ground Floor, Khewat/Khatauni No.45/74, Khasra No. . 49/1/2(3-2),49/1/4(0-11), 49/1/6(6-14), Kartar Complex,Opp D.C. Office, Fatehgarh Sahib ┬Û 140407, Punjab |
These details help users in online banking and for businesses and individuals who use Axis Bank in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001673 for the Fatehgarh Sahib branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Fatehgarh Sahib, Fatehgarh Sahib, Punjab, are given a unique IFSC like UTIB0001673 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Fatehgarh Sahib.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Fatehgarh Sahib.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Fatehgarh Sahib goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0001673
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fatehgarh Sahib in Fatehgarh Sahib.
For example, the IFSC Code UTIB0001673 of Axis Bank for the Fatehgarh Sahib branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0001673 of Axis Bank for its Fatehgarh Sahib branch located in Fatehgarh Sahib, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Fatehgarh Sahib and Fatehgarh Sahib, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Fatehgarh Sahib or Fatehgarh Sahib to get the exact IFSC Code UTIB0001673.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Fatehgarh Sahib that will provide accurate information.
How to Use IFSC Code UTIB0001673 for Online Transfers?
Once you have the IFSC Code UTIB0001673 for the Fatehgarh Sahib branch of Axis Bank in Fatehgarh Sahib, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001673. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001673.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Fatehgarh Sahib in Fatehgarh Sahib, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Fatehgarh Sahib, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Fatehgarh Sahib manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001673.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Khewat/Khatauni No.45/74, Khasra No. . 49/1/2(3-2),49/1/4(0-11), 49/1/6(6-14), Kartar Complex,Opp D.C. Office, Fatehgarh Sahib ┬Û 140407, Punjab located in Fatehgarh Sahib, Fatehgarh Sahib, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.